Community Foundation Now Accepting Scholarship Applications

The Outer Banks Community Foundation is now accepting scholarship applications online. Applications are due by 11:59 pm on Sunday, March 22, 2020. We have 55 different scholarships available, and about $173,000 to give away this year. We look forward to getting your application!

How to Start: CLICK HERE to begin your application. This link will take you to a short questionnaire that helps you identify the right scholarships for you. Answer each question in the questionnaire as completely and accurately as possible, and you’ll get a list of the scholarships that you may be eligible to receive. Select the scholarships that seem to fit you, and start your application.

Create an Account: You must create a (free) account in the system in order to apply. By creating an account, you can save an incomplete application, and log back into the system later to complete it. To log back into the system to finish your application, go to www.smarterselect.com, click login, enter the email and password for your account, and you will see the list of all of your applications, including incomplete, pending, and submitted applications.

Common Application: Students complete one common application for all Community Foundation scholarships. That means that once a student completes his/her first application in our system, all of the information from that first application carries over to his/her next applications. This includes financial information, academic information, extracurricular information, transcripts, and letters of recommendation. The only part of the application that a student must complete individually for each scholarship is the essay question at the end.

Letters of Recommendation: We require two letters of recommendation. The application form will prompt the applicant to identify two people to submit letters. The system will automatically email your recommenders once you enter their email addresses. It is the applicants’ responsibility to ensure that their recommenders upload their letters by the March 22 deadline. We regret that late letters cannot be accepted.

Need-Based Awards: Though many of the Community Foundation’s scholarships are merit-based, the majority of awards consider financial need. For the need-based awards, students should complete a FAFSA (Free Application for Federal Student Aid) and upload the resulting Student Aid Report into their application. Students whose citizenship status prevents their completion of a FAFSA (e.g., DACA students) may still be considered for need-based awards and should talk to their guidance counselors for instruction.

Students, start your applications today! Our application closes on Sunday, March 22 at 11:59 pm. Unfortunately, late applications are never accepted. All scholarship winners will be announced at their school’s Senior Awards Night in May or June.

Click here for more information in English.

Haga clic aquí para más información en español.

OBCF Honors Champions, Announces 2020 Vision Grants at Annual Meeting

The Outer Banks Community Foundation’s membership honored two Champions, elected five board members, and celebrated $1.4 million in grants and scholarships in 2019 at the organization’s Annual Meeting on February 20.

The Community Foundation also announced a major new grants initiative at its meeting, the 2020 Vision Grants, which will be launched later in the year.

The Annual Meeting featured curated photography by Daniel Pullen, including hundreds of images of Ocracoke in the aftermath of Hurricane Dorian. A descendant of nine Cape Hatteras Lighthouse Keepers, Pullen has devoted his life and work to photographic storytelling. He has visited Ocracoke at least once a week since the storm to document the island’s recovery, and in 2018 he was named Dare County Artist of the Year.

Tom Pahl, Hyde County Commissioner for Ocracoke Township, gave the keynote address at the meeting. Pahl spoke about the extent of Dorian’s destruction on Ocracoke, and how the community pulled together in response. “I come bearing a message of gratitude … from everyone who has benefited so greatly from the Outer Banks Community Foundation Dorian Relief Fund,” said Pahl. “My message is simple and heartfelt: thank you. We were all brought to tears by your generosity.”

Community Foundation President Scott Brown spoke further of the organization’s disaster relief efforts. He said that more than 6,000 individuals, foundations, churches, businesses, and civic groups had contributed to Disaster Relief for the Outer Banks, donating $1.5 million for disaster victims in Ocracoke and Dare County. Mr. Brown said that $675,000 had been distributed so far to individuals and families, and another $700,000 had been committed for housing repairs and rebuilds on Ocracoke and Hatteras Islands. Further relief efforts are ongoing, he said.

The Community Foundation awarded its most prestigious honor, the Champion Award, to two entities at the meeting: first to TowneBank, for its lead gift of $150,000 for Dorian relief efforts, which the Bank committed just 24 hours after the storm. Taylor Sugg, President of TowneBank Currituck – Outer Banks, accepted the award.

Then, the entire Community Foundation staff presented an additional Champion Award to Bob Muller for his tireless volunteerism and heroic efforts in fundraising for Dorian. Muller not only led the Facebook fundraising efforts after Dorian; he also led outreach efforts to nonprofits after the storm to offer Rapid Response Grants, among many other projects.

The Community Foundation membership unanimously elected two new directors for the organization’s board: Ruth Toth of Ocracoke, and Pat Regan of Martin’s Point. Toth is a retired schoolteacher and restaurateur, and Regan is a retired food industry executive. Additional board terms for Nancy Caviness, Greg Honeycutt, and Clark Twiddy were unanimously approved by members. Ray White of Nags Head and Bruce Austin of Manteo, board members who completed their board terms in 2019, were thanked for their outstanding service.

Finally, Community Foundation Executive Director Lorelei Costa announced a new grants program for 2020, thanks to an anonymous gift of $105,000. The Vision 2020 Grants, she said, would be a competitive, one-year grant opportunity for one or two nonprofits serving the Outer Banks to receive $50,000 to $100,000 awards to address an urgent community need or opportunity. Costa said that the goal of the program was to make a tangible, substantial difference for the Outer Banks, to solve or at least “move the needle” on a significant community problem, or to seize an exciting opportunity that might not otherwise be within reach. Application details would be announced in March, she said.

Community Foundation Annual Meeting Is February 20 at Jennette’s Pier

The Outer Banks Community Foundation will hold its 2020 Annual Meeting at Jennette’s Pier on February 20, 2020. Doors open at 11:30 am for a reception, featuring photography from Ocracoke by Daniel Pullen. A luncheon will follow at noon, with a keynote address by Tom Pahl, 2019 Community Foundation highlights, Champion Award announcements, and election of the Community Foundation’s board.

 

REGISTRATION FOR THIS PAST EVENT IS NOW CLOSED.

Community Fdn Awards $1.4M in 2019 and Opens 9 New Charitable Funds

Ending another record-breaking year, the Outer Banks Community Foundation announced over $1.4 million in grants and scholarships in 2019, and the creation of nine new charitable endowments for future community support.

Dozens of local nonprofits received grant aid throughout the year, benefiting every type of charitable cause, from Ocracoke to Hatteras to Roanoke Island to Corolla, and every Outer Banks neighborhood and town in between. In December alone, the Community Foundation awarded competitive Community Enrichment Grants of $5,000 to St. John United Methodist Church in Avon in support of its free community dinners, over $5,900 to the NC Aquarium on Roanoke Island for summer camp scholarships, and $10,000 to Interfaith Community Outreach to support that organization’s disaster relief efforts on Ocracoke Island.

Also in December the Community Foundation funded over $32,000 in donor-advised grants to 16 different nonprofits, including the Dare County Arts Council, Dare Education Foundation, the Roanoke Island Historical Association, the Kill Devil Hills Fire Department Auxiliary, and the Beach Food Pantry. Donor-advised funds are created when a donor contributes a tax-benefited gift to establish a new fund; the donor then recommends how the endowment’s earnings should be distributed to charities each year.

In 2019 the Community Foundation also continued to subsidized trainings and seminars for dozens of local nonprofits. In April the Community Foundation organized a strategic planning workshop for charities, and committed the funds to bring the Duke University Nonprofit Management Certificate Program to the Outer Banks. The intensive eight-day training will be offered in January 2021.

In addition to grants and other support for nonprofits, the Community Foundation continued to be the Outer Banks’s leading scholarship provider. In 2019 the Community Foundation helped 82 local students attend college, totaling over $165,000 in scholarships last year.

Most of all, disaster relief after Hurricane Dorian was the Community Foundation’s major push in 2019. As of December, the Community Foundation and its partners had awarded $80,000 to storm victims in Dare County, $450,000 to victims in Ocracoke, and $70,000 in Rapid Response Grants to nonprofits. Additionally, the Community Foundation has pledged $700,000 for home repairs, rebuilds, and temporary housing across the Outer Banks, to be paid in 2020 as houses on Hatteras and Ocracoke Islands are rebuilt and restored.

But according to Lorelei Costa, the Community Foundation’s executive director, the most exciting news from 2019 was the growth of charitable funds for the future. “We started nine new endowments last year, including four new scholarship funds, three new donor-advised funds, and two new grant-making funds,” she said. “All of these new endowments will become permanent sources of community support for generations, which means more grants and scholarships in 2020 and beyond.”

Anyone can contribute to any of the Community Foundation’s charitable funds, or start a fund of their own. Donations may be made online at www.obcf.org/donate and are fully tax-deductible. Checks may also be mailed to 13 Skyline Road, Southern Shores, NC 27949.

The Community Foundation is Hiring!

The Outer Banks Community Foundation is now accepting applications for a part-time finance manager. This permanent, established position will work 20-24 hours per week, and will handle all of the Community Foundation’s financial functions, including all bookkeeping and accounting functions, all financial reports, tax filings, cash management, and payroll. S/he will also work closely with the executive director to create and monitor the Community Foundation’s annual operating and grants budgets.

We are looking for applicants with exceptional attention to detail, a high degree of professionalism, experience in nonprofit bookkeeping and accounting, and strong database skills. The ideal candidate is resourceful, meticulous, and committed to excellence. Most of all, we’re looking for someone who is passionate about making a positive difference for the Outer Banks by ensuring the financial health of our Community Foundation.

Click here for the full position description. To apply, please email your résumé and cover letter in PDF format to LCosta@obcf.org. Please specify “Finance Manager” in the subject line of your email. For priority consideration, please submit your application by February 15, 2020. Please, no phone calls.

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The Outer Banks Community Foundation is an equal opportunity employer. It is our policy to make all hiring and other employment decisions without regard to an individual’s sex, race, national origin, religion, pregnancy, marital status, sexual orientation, ethnicity, age, or physical or mental disability.

Community Foundation Now Accepting 2020 Grant Applications

The Outer Banks Community Foundation is now accepting applications from nonprofits for its Community Enrichment Grants Program. Applications must be submitted online via the Community Foundation’s web portal. The first deadline of the year is Friday, January 31.

The Community Enrichment Grants Program is the Community Foundation’s largest and broadest funding opportunity. In 2019 the Community Foundation awarded $280,000 in discretionary grants to 35 local nonprofits. The grants are offered on a competitive basis for any kind of charitable project that benefits the Outer Banks, or any part thereof. Areas of interest include: arts & culture; animal welfare; children & youth; education; the environment; disaster relief & prevention; health; historic interpretation & preservation; and other human services.

Most Community Enrichment Grants will support the direct costs of a charitable project or program. In 2019, for example, the Community Foundation sponsored pet resuscitation masks for Dare County fire departments through the Coastal Humane Society, furnishings for the Monarch Beach Club’s day programs, renovations and new appliances for the Roanoke Island Food Pantry, and tower gardens for the Cape Hatteras Elementary School through OBX Go Far.

Some limited Community Enrichment Grants are also available to nonprofits for program staff wages. For example, a grant in 2019 is allowing the Community Care Clinic to retain a Spanish language translator and interpreter to provide medical care to low-income, uninsured, and under-insured patients.

Community Enrichment Grants also are awarded for capacity-building projects, with a goal of enhancing a nonprofit’s long-term effectiveness, financial stability, and/or program quality. For example, grants were awarded last year for software for the Outer Banks Relief Foundation and for computer equipment for Interfaith Community Outreach.

Additionally, the Community Foundation awards program scholarship grants, which are grants to enable a nonprofit to offer “scholarships” to individuals and families with financial need or other hardship. The scholarships offset the registration fees that the nonprofit would normally charge for any kind of enrichment program, such as an educational offering or after-school program. For example, a 2019 grant will provide scholarships to help Dare County children with financial need attend summer camp at the Roanoke Island Aquarium.

Community Enrichment Grants will be accepted on a rolling basis throughout 2020, and will be reviewed and awarded quarterly. Any applications received by Friday, January 31 will have a decision by March 12. Before starting an application for any grant, prospective applicants should first review the criteria online at www.obcf.org/grants, and then contact Lorelei Costa at 252-261-8839 to discuss their projects.

 

There is still time to invest in the future of OBX in 2019, but don’t delay.

Outer Banks Community Foundation Reports Record Giving in 2019!

Thanks to your support, we awarded over $1.3 million this year in grants and scholarships to nonprofits and students across our community—nearly double from last year. Thanks to our donors, we helped 85 students attend college this year in pursuit of the dream of a higher education. Thanks to you, we introduced young children across Dare County to trumpets and violins through a grant to the NC Symphony. Because of your generosity, we are sending under-served kids to camp at the NC Aquarium next summer, and we are funding specialized training for teachers in Currituck County to help them best support students with autism.

And our grants are tackling the hard stuff, too—our community’s most urgent needs and complex challenges. This year a $50,000 grant to Outer Banks Hotline is helping them expand their shelter for homeless teens and victims of violence and trafficking. A $36,375 grant to Dare CASA and the Saving Lives Task Force will help them reduce and prevent substance addiction and fatal overdose in our community.

Because of you, and generous people like you, we supported food assistance programs from Kitty Hawk to Manteo to Avon to Ocracoke. We helped cancer patients afford medical treatment, and helped local veterans pay bills during times of hardship. We even helped the Hatteras Island Wildlife Rehabilitation purchase an ophthalmoscope, which allowed them to care for an injured barred owl earlier this month. And that’s just a taste of the myriad of grants from 2019.

And of course, there was a storm called Dorian…

We include these stories, and advice about ensuring your year-end donation counts in 2019. You can read the entire newsletter here.

Plan Your Giving: What We Can Learn from Ebenezer Scrooge

By Lorelei Costa

Note: This article first appeared in the December 19, 2018 edition of the Outer Banks Sentinel.

My son and I are binge-watching A Christmas Carol this season—every version we can reasonably watch, from Patrick Stewart to the Muppets to the corny musical with Albert Finney. The story has great messages about opening your eyes to people in need, and about the sheer joy of giving back.

There is so much heart-breaking poverty in our world, not so very different from what the Christmas Ghosts showed Ebenezer Scrooge. Once you open your eyes, it can be downright overwhelming. With so much need around the world, and even here on the Outer Banks, where on earth do you start?

Look, giving away money is easy. Giving it away wisely can be hard—yet all the more joyful. Effectual, impactful philanthropy does not require deep pockets, just some thoughtfulness and planning.

With the new year approaching, this might be a great time for you, your family, or your company to start planning your 2019 philanthropy. It’s simply a matter of reviewing your past giving, creating a vision, selecting focus areas, and setting some guidelines.

Step 1: Review your past giving. Start by making a list of all your gifts from 2018. If you keep good records, this will be easy—and the actual numbers may surprise you. But if you can’t remember every gift, that’s okay. What’s most important is to answer these three questions:

What was the largest gift you gave in 2018?

What gift had the most impact, or made the biggest difference, in your estimation?

Lastly, of all your gifts from 2018, which brought YOU the most joy?

In the perfect world, you’ll name the same gift for all three questions—but oddly, for most of us, that’s not always the case.

Ideally, we each donate the majority of our resources to the causes that fulfill us the most, and make the biggest difference.

For example, maybe Scrooge’s biggest gift was to his childhood boarding school, but the gift that made him happiest was the Christmas goose for the Cratchits. Maybe next year he resolves to give away more geese.

Step 2: Create your vision. Think big, and imagine a little. What are your hopes and dreams for your community, today and tomorrow? How would you want to improve our world?

Speaking of world, ponder your scope. Do you want to address global issues, or start at home in your community, or both?

Think about impact: Do you want to help today by focusing on immediate needs, or would you rather tackle root causes and long-term solutions? For example, would you rather buy new crutches for Tiny Tim, or contribute to research for finding a cure for spina bifida?

Step 3: Select your areas of focus. Now that you have your vision, what are your specific charitable priority areas? If you’re not sure, think about the issues that inspire you (or enrage you) the most when you read the paper, or the organizations that have made a difference in your life.

Maybe you are passionate about disaster relief, or faith-based charities. Or maybe it’s the environment, health, education, animals, affordable housing, economic development, arts and culture, or civil rights. Be as specific as you want; specificity now will be helpful when you start to feel overwhelmed later. Try to narrow your focus to one, two, or three priority areas, the causes that touch your heart the most.

From here, consider summarizing your priorities into a short mission statement. This is optional: for most folks, a simple list of focus areas is enough. That said, if you’re doing this exercise on behalf of a company or foundation, you might find that a well-crafted mission statement will help you publicize your charitable goals.

Scrooge might have written something like this: I seek to ameliorate Ignorance and Want by supporting literacy efforts, helping children with spina bifida, advocating for reform of prisons and workhouses, and providing food for the hungry, with a special emphasis on Christmas geese.

Step 4. Set your guidelines. You have your charitable priorities now and, presumably, a budget for your giving. You may wish to establish some guidelines, and allocate percentages for different areas of focus.

For example, Scrooge may want to target 60% of his wealth toward his top causes (e.g., literacy, Christmas geese), while keeping 20% for general community causes (e.g., his alma mater and community foundation), and 20% for his flex fund. I do recommend keeping a small flex fund so you can support any unexpected, compelling requests as they arise.

If you have children, perhaps you allocate some amount for your kids to give away. If you have a business, perhaps you dedicate some amount for your company’s priorities, and some amount for your employees’ matching gifts. Set other guidelines (must-have’s, never-do’s) as desired.

Lastly, look again at your priorities, and compare them to last year’s giving. Whatever gifts brought you the most joy and made the biggest impact last year: make sure you dedicate the majority of your largesse to those places.

To purloin the sentiments of Scrooge’s nephew, Fred: Though it has never put a scrap of gold or silver in my pocket, I believe that giving has done me good, and will do me good.

May your holidays and new year also be filled with the joy of giving.

 

Helping Kids: The Karen Phillips Scholarship Fund

The Karen Phillips Scholarship began with a simple act of kindness. Karen asked her husband, Roy, to volunteer his time, and his one afternoon in a classroom became a lifelong commitment to education that will continue for generations to come.

“When we lived in Little Washington, Karen had gone out to work in (their son) Kevin’s third grade class. She came home one afternoon and said, ‘You’re going to school next Thursday,’” Roy recalled. “And I said, ‘OK, but why?’”

“Kevin has somebody in his class who cannot read kindergarten,” he was told. “So you can help the child to read, so the teacher doesn’t have to spend all her time trying to help him while the rest of the class sits around and twiddles their thumbs.”

Karen was a wife, mother of three, and a licensed professional nurse; she also was an enthusiastic community volunteer. She joined Beta Sigma Phi sorority in college and was active in Manteo High School Music Boosters, Roanoke Island Garden Club, Meals on Wheels, rotaries, women’s clubs, and more.

Inspired by Karen, and recognizing how great the need was, Roy found himself getting involved, too.

That simple act turned into a regular volunteer role—and a true avocation—for Roy that has had him devoting hundreds of hours to helping children with their studies, throughout much of his adult life.

“Sometimes I’ll get a kid who is just barely holding on,” recounted Roy. “And I can see it click…their eyes literally light up. ‘Oh, that’s not as hard as I thought it was,’ they’ll say.”

“You made my paycheck today,” Roy, who volunteers his time, will tell the child, “because I was able to make you understand what we are doing.”

Karen and Roy met nearly sixty years ago in high school, where they fell in love. Although they went to separate colleges, both pursued careers in medicine were married soon after Roy graduated with his Pharmacy degree. They began their careers and family in Washington, NC, moving to the Outer Banks in the 80s when Roy opened Island Pharmacy in Manteo.

Karen was 75 years old when she lost her battle with Parkinson’s disease in January 2019. In the wake of tragedy and grief, Roy created the Karen Phillips Scholarship as a living tribute to benefit the Outer Banks community. The scholarship ensures that generations of Outer Banks children will be supported in their dreams of pursuing their education beyond high school.

The scholarship is a lasting affirmation of those things Karen and Roy Phillips held dear: their love of learning, and their passion for helping children.

“It came about because we were both involved, in a round-about way, in education,” Roy explained. “We could see so many kids who needed some kind of scholarship.”

The Karen Phillips Scholarship will be awarded to a Dare County student who is planning on pursuing studies in a medical field. One of many academic awards the church gives out each year to deserving students, the scholarship will be handled through Mt. Olivet United Methodist Church in Manteo, where the couple worshipped. “I went in to Mt. Olivet and I asked, ‘Who do you deal with on scholarships?’ They said, ‘We deal with the Community Foundation, who are extremely easy to deal with,’” Roy said.

The scholarship will be managed as an endowment fund—also called a forever fund. It was important for Roy that the scholarship be endowed, that it would continue to be part of the Outer Banks for years as a tribute to his late wife.

As an endowed fund, the Community Foundation invests the money so the fund will continue to grow. The investment earnings provide scholarship awards each year, and the principal is maintained so that the fund will serve Outer Banks students for generations to come.

Roy wants future students to know that there will be a way for them to continue their education if that’s what they want.

“I set it up… so that when my grandchildren will have children, that money will still be given out in my wife’s name. She’s the one who first pushed me into helping kids,” he said.

June 2019 was a moment of pride for Roy, who saw the many of the first kids he helped, graduate from Manteo High School.

“This graduation… there were either seven or eight who were my original my kids. I felt very proud of the fact that my kids were graduating,” he said.

And now, in Karen’s name, each year there will be more kids who will be helped by the Phillips family legacy.

For more information on Outer Banks Community Foundation scholarship funds, please visit www.obcf.org/scholarships, email Lcosta@obcf.org, or call 252-261-8839.

Story by Kip Tabb

Disaster Relief: Your Gifts at Work

 

“Everything we owned was covered in black mold. If it wasn’t for all the support and donations, I don’t know what we would have done…”

Sheyenne is a 25-year-old mother of three. A full-time resident of Hatteras Island, Sheyenne was living in Buxton with her fiancé; her five-year-old son, who is on the autism spectrum; her twelve-year-old brother, whom she recently adopted; and her youngest little boy, who is age two. Then the hurricane struck.

After two nights in a motel, Sheyenne and her fiancé waded through stormwater, with children on their backs, to get back home so they could assess damage and salvage what they could.

Sheyenne described her family’s devastation when they found their home torn apart in the storm. “When we returned, one entire wall gaped open, and everything was soaked. Our front porch had detached, and some support blocks under our mobile home had collapsed.”

“We stayed at our parents’ home that night. When we went back the next day, everything we owned was covered in black mold. If it wasn’t for all the support and donations, I don’t know what we would have done.”

Today, thanks to your giving, Sheyenne and her family are starting to recover. “We’re slowly getting back on our feet, but when we drive by the road to our old home, my five-year-old still gets upset because he doesn’t understand why we can’t go home.”

Your gifts have made a difference to Sheyenne and her family, and to hundreds of others across Dare County and Ocracoke.

The numbers grow each week as more donations are disbursed, but as of 4pm on December 11, 2019, we can report that more than $900,000 had been pledged and/or paid to Dorian disaster victims from the Outer Banks Community Foundation’s Disaster Relief Fund. As recovery efforts continue, more financial assistance is to come.

More than half a million dollars has been dedicated to housing for Ocracoke storm victims. This includes $200,000 for temporary housing trailers purchased by Hyde County for at least 35 families as their homes are repaired. Our funds will subsidize utility hook-ups, like septic, water, gas, and power. Another $300,000 has been pledged for materials and supplies for home repair and rebuilding projects in Ocracoke, benefiting at least 60 families, in partnership with the United Methodist Committee on Relief (UMCOR).

In addition, our partners with the Ocracoke Recovery Fund Committee and Interfaith Community Outreach continue to give monetary assistance to storm victims each week to help them pay bills. Almost $275,000 has been awarded to over 100 families for appliances, furniture, vehicle replacement, utilities, help with rent, wheelchair ramps, medications, medical equipment, and much more.

In Dare County, your donations have already helped 60 families rebuild and recover; additionally, another $95,000 has been pledged to help 25 more families on Hatteras Island for long-term home rebuilds and repairs. Additional funds will be used for long-term resiliency in our most vulnerable communities.

If you or your family suffered hardship or damage from Hurricane Dorian, and you’re a full-time resident of Ocracoke or Dare County, you can still request assistance from the Community Foundation’s Disaster Relief Fund. Full-time Ocracoke residents are invited to contact the Ocracoke Recovery Fund Committee by emailing ocracokerecoveryfund@gmail.com. Full-time residents of Dare County can contact Interfaith Community Outreach through 252-480-0070, or Cape Hatteras United Methodist Men at 252-305-4925.

Thousands of generous donors from across the country contributed to the Disaster Relief Fund in the days and weeks following Dorian. The Outer Banks Community Foundation continues to collect financial contributions to assist individuals and families in Dare County and Ocracoke who were devastated by Hurricane Dorian. All contributions to the Community Foundation Disaster Relief Fund are tax-deductible, and every penny of every gift will directly assist local individuals and families; neither the Community Foundation, nor any of our nonprofit partners, are using disaster relief donations for fees, salaries, or administrative or operating expenses. Donations can be made securely online at www.obxdisaster.org.

Families like Sheyenne’s are slowly rebuilding, and thanks to you, can look forward to the holiday season. “Our kids will be very fortunate, because people have given so much, just so we can have Christmas.”